A US company for Mexican founders — already formed, with its EIN already issued

Mexico shares a 3,145-kilometre border with the United States — the world's largest economy. Over $700 billion in bilateral trade flows across this border annually. Mexico's tech sector is booming, with Guadalajara, Mexico City, and Monterrey emerging as major tech hubs.

Yet Mexican professionals serving US clients face operational friction: MXN-only Stripe, RFC requirements, peso settlement, and the perception gap between a Mexican entity and a US entity.

Stripe in Mexico settles in pesos

Mexican Stripe accounts process payments and settle in MXN. For Mexican founders serving US clients, this means every transaction involves peso conversion, and the Stripe experience is not equivalent to a US account.

The nearshoring advantage needs US infrastructure

The nearshoring boom is bringing massive demand for Mexican IT services, manufacturing support, and professional services. But US companies awarding nearshoring contracts prefer — and often require — US-registered vendors.

The real cost of being locked out

Without proper payment infrastructure, Mexican entrepreneurs face:

• Peso conversion on every transaction — MXN settlement reduces margins on USD work
• Cross-border credibility — US clients prefer contracting with US-registered entities
• Nearshoring contracts — US enterprise procurement often requires US vendor registration
• USMCA compliance — a US LLC simplifies trade under the US-Mexico-Canada Agreement
• RFC complexity — Mexican tax registration adds administrative burden for international transactions

Mexico is uniquely positioned to benefit from US nearshoring demand. A US LLC turns that geographic advantage into a business infrastructure advantage.

The solution used by thousands of entrepreneurs worldwide is straightforward: operate your international business through a US Limited Liability Company (LLC) — whether you buy one ready-made or register a fresh one.

This is not a loophole. Stripe explicitly supports this model — their own product, Stripe Atlas, exists to help international founders form US companies. Our service provides the same outcome at a lower cost with more state options and personalised guidance.

Why Wyoming is the most popular choice

• No state income tax — Wyoming does not tax LLC income
• Strong privacy protections — member and manager names are not on public filings
• Low fees — $100 state filing fee, $60 annual report
• Asset protection — strongest charging order protections in the US
• Fast processing — online filing processed in 1-2 business days
• No franchise tax — unlike Delaware ($300/year) or California ($800/year)

Required documents

• Valid passport — Mexican passport or any government-issued passport
• Mexican residential address — your home or business address
• Email address — for correspondence and document delivery
• Phone number — Mexican mobile number is fine

What you do NOT need

• No SSN — not required for non-US residents
• No ITIN — not required for LLC formation or EIN
• No US visa — you never need to enter the United States
• No US address — your registered agent provides the US address
• No US bank account — this comes after formation (we guide you)
• No prior US business experience — first-time founders welcome

Once your LLC is in your name and its EIN is in place, the next step is opening a US business bank account.

Recommended banks for non-residents

Mercury — the most popular choice among international founders. Free business banking, FDIC insurance up to $5 million, Stripe/PayPal integrations. Application completed online.

Relay Financial — no monthly fees, multiple checking accounts, profit-first budgeting. Accepts non-resident applications remotely.

Wise Business — ideal for multi-currency operations. Hold USD, MXN, and 50+ currencies with low-cost transfers.

Documents you will need

• Articles of Organization (Certificate of Formation)
• EIN confirmation letter from the IRS
• Operating Agreement
• Valid passport (photo page)
• Business description and expected transaction volume
• Website URL (if applicable)

An EIN is your US federal tax ID, issued free by the IRS. Every LLC needs one for banking, payments, and taxes. Ready-made companies already have theirs; for new registrations we obtain it for you.

How we obtain your EIN

1. We prepare your Form SS-4 with your LLC and personal details
2. We call the IRS International EIN line at 267-941-1099 (Monday-Friday, 6am-11pm US Eastern)
3. The IRS assigns your EIN during the call — same-day issuance
4. We follow up with the signed Form SS-4 by fax within 24 hours
5. You receive your EIN confirmation immediately

The IRS charges no fee for EIN assignment.

Standalone EIN service

Already have a US LLC? Standalone EIN application: $199.

If you are a non-US person who owns a US LLC, the IRS requires you to file Form 5472 every year, attached to a pro forma Form 1120.

Key facts about Form 5472

• Who must file: Any foreign-owned US disregarded entity (single-member LLC owned by a non-US person)
• What to file: Form 5472 attached to a pro forma Form 1120
• When to file: By April 15 of the following year (6-month extension via Form 7004)
• How to file: Paper only. Form 5472 cannot be e-filed — it must be mailed to the IRS
• What to report: All reportable transactions between you and your LLC

BOI reporting update (March 2025)

Beneficial Ownership Information (BOI) reporting under the Corporate Transparency Act has been eliminated for domestic LLCs as of March 2025. Foreign-owned LLCs should monitor FinCEN announcements for any future requirements.

Understanding the tax position of your US LLC is essential. The information below is general factual information — consult a qualified tax professional.

US tax position

A single-member LLC owned by a non-resident alien is treated as a disregarded entity for US federal income tax purposes:

• The LLC itself does not pay US income tax
• Income passes through to the owner
• If the LLC has no US-source income, the US tax liability is typically minimal
• You must still file Form 5472 annually
• Wyoming has no state income tax

Mexico tax considerations

Mexico taxes its residents on worldwide income. Key considerations:

• Mexico has a comprehensive tax treaty with the US (Convention for the Avoidance of Double Taxation)
• Income earned through a US LLC is reportable to the SAT (Servicio de Administración Tributaria)
• The US-Mexico tax treaty provides mechanisms to avoid double taxation
• Consult a Mexican contador público who understands cross-border structures

Disclaimer: This is factual information, not tax advice. We are not a law firm or CPA firm. Tax obligations depend on your individual circumstances. Consult a qualified tax professional.

We understand the challenges and opportunities facing Mexican entrepreneurs. Our service is designed with Mexican founders in mind.

Local payment options

We accept international card payments (Visa, Mastercard) and bank wire transfers. We also accept SPEI transfers and Wise. Contact us via WhatsApp for SPEI details.

MXN price reference

At current exchange rates (approximately 1 USD = 17.20 MXN), the Business Ready package at $549 is approximately MXN 7,723. Exchange rates fluctuate. Final MXN amount depends on the rate at time of payment.

Support in your timezone

Central Standard Time (CST, UTC-6) aligns with US Central and Eastern business hours. We are available via WhatsApp, email, and phone during hours that work for Mexican clients.

Why this matters for Mexican entrepreneurs

Mexico is experiencing a nearshoring revolution. As companies diversify supply chains away from Asia, Mexico is the primary beneficiary. The IT nearshoring market in Mexico is projected to exceed $10 billion by 2026. Guadalajara ("Mexico's Silicon Valley"), Monterrey, and Mexico City are thriving tech hubs.

A US LLC is the bridge between Mexican talent and US enterprise contracts.