Skip the wait — your US LLC already has its EIN

Most Pakistani founders just want one thing: to take card payments through Stripe and hold USD. A US LLC unlocks that — but how you get the LLC decides how fast you can start.

Buy a ready-made LLC (fastest). The company is already registered in Wyoming, in good standing, and — the part that actually unblocks you — its EIN already exists. The moment the transfer completes, you can open a US business bank account, connect Stripe, and invoice. Most transfers finish within 24 hours.

Register a brand-new LLC ($549). If the exact company name matters more than speed, we file a fresh LLC in your chosen name with a same-day EIN. It is slower than buying ready-made, but everything below — banking, Stripe, Form 5472, taxes — works exactly the same way once your EIN is issued.

Pakistan has one of the largest and fastest-growing freelance economies in the world. With an estimated 3 to 5 million freelancers contributing to the digital economy, Pakistan consistently ranks among the top five countries on platforms like Upwork, Fiverr, and Freelancer.com.

Yet Pakistani professionals face a structural barrier that limits their earning potential and business growth: they cannot access the payment infrastructure that the rest of the world takes for granted.

Stripe is not available in Pakistan

Stripe, the world's leading online payment processor — used by companies from early-stage startups to Fortune 500 enterprises — does not operate in Pakistan. There is no native Stripe account available to Pakistani businesses or individuals. This means Pakistani founders cannot accept card payments through Stripe on their own websites, SaaS products, or digital platforms.

PayPal is severely restricted

While PayPal operates in Pakistan in a limited capacity, withdrawing funds to a Pakistani bank account remains blocked. Freelancers who receive PayPal payments often have to rely on third-party exchange services or maintain accounts in other countries — adding cost, complexity, and risk.

The real cost of being locked out

Without access to Stripe and reliable PayPal withdrawals, Pakistani freelancers and businesses face:

• Lost clients — many international clients only pay via Stripe or PayPal
• Higher fees — alternative payment methods (Payoneer, wire transfers) carry higher costs and slower settlement
• Limited scalability — you cannot build a subscription-based SaaS, e-commerce store, or digital product business without reliable card processing
• Credibility gap — international clients and partners perceive businesses without standard payment options as less professional
• Currency restrictions — difficulty holding and managing USD earnings efficiently

The frustration is real. Pakistani developers, designers, writers, and digital agency owners are building world-class products — but they are competing with one hand tied behind their back because of payment infrastructure limitations they cannot control.

The solution used by thousands of Pakistani founders, freelancers, and digital entrepreneurs is straightforward: operate your international business through a US Limited Liability Company (LLC) — whether you buy a ready-made one or register a fresh one.

A US LLC gives you:

This is not a loophole or a workaround. Stripe explicitly supports this model — their own product, Stripe Atlas, exists specifically to help international founders form US companies and accept payments. Our service provides the same outcome at a lower cost with more state options and personalised guidance.

Why Wyoming is the most popular choice for Pakistani founders

Wyoming is the preferred state for most international LLC formations — and for every ready-made company we sell — and for good reason:

• No state income tax — Wyoming does not tax LLC income at the state level
• Strong privacy protections — member and manager names are not listed on public filings
• Low fees — $100 state filing fee, $60 annual report
• Asset protection — Wyoming provides the strongest charging order protections in the US
• Fast processing — online filing processed in 1-2 business days
• No franchise tax — unlike Delaware ($300/year) or California ($800/year)

1. Choose your state. Select Wyoming, Delaware, New Mexico, or any other US state — state filing fee is included in your package price. We help you decide based on your business type.
2. We file your LLC. Provide your passport details and Pakistan address. We prepare and file your Articles of Organization with the state. Filed in 1-5 business days.
3. Same-day EIN. We apply for your EIN as an IRS Third Party Designee by calling 267-941-1099. Your EIN is typically assigned the same day.
4. Bank & payments. We walk you through opening a US bank account and provide a step-by-step guide for creating your Stripe and PayPal accounts.

Getting a US LLC from Pakistan is simpler than most people expect — whether you buy ready-made or register fresh. Here is exactly what you need:

Required documents

• Valid passport — Pakistani passport or any other government-issued passport
• Pakistan residential address — your home or business address for official records
• Email address — for correspondence and document delivery
• Phone number — Pakistani mobile number is fine

What you do NOT need

• No SSN (Social Security Number) — not required for non-US residents
• No ITIN — not required for LLC formation or EIN
• No US visa — you never need to enter the United States
• No US address — your registered agent provides the US address
• No US bank account — this comes after formation/transfer (we guide you through it)
• No prior US business experience — first-time founders welcome

Once your LLC is in your name and its EIN is in place, the next step is opening a US business bank account. We guide you through this process and help you prepare your application documents.

Recommended banks for non-residents

Mercury — the most popular choice among international founders. Mercury offers free business banking with no monthly fees, FDIC insurance up to $5 million, and integrations with Stripe, PayPal, and accounting software. The entire application is completed online.

Relay Financial — another strong option with no monthly fees, multiple checking accounts, and profit-first budgeting features. Relay also accepts non-resident applications remotely.

Wise Business — ideal for multi-currency operations. Wise allows you to hold USD, PKR, and 50+ other currencies with low-cost international transfers.

Documents you will need for a bank application

• Articles of Organization (Certificate of Formation)
• EIN confirmation letter from the IRS
• Operating Agreement
• Valid passport (photo page)
• Business description and expected transaction volume
• Website URL (if applicable)

An Employer Identification Number (EIN) is your US federal tax identification number, issued free by the IRS. Every LLC needs an EIN to open a bank account, accept payments, and file taxes. With a ready-made company the EIN already exists; if you register fresh, here is how we obtain it.

How we obtain your EIN

Non-US residents cannot apply for an EIN online (the IRS online application requires an SSN or ITIN). Instead, we apply on your behalf as an IRS Third Party Designee:

1. We prepare your Form SS-4 with your LLC and personal details
2. We call the IRS International EIN line at 267-941-1099 (available Monday-Friday, 6am-11pm US Eastern Time)
3. The IRS verbally assigns your EIN during the call — same-day issuance
4. We follow up with the signed Form SS-4 by fax within 24 hours as required by the IRS
5. You receive your EIN confirmation immediately

The IRS charges no fee for EIN assignment. Our service fee covers the preparation, phone application, and follow-up paperwork.

Standalone EIN service

If you already have a US LLC and only need an EIN, we offer a standalone EIN application service for $199.

If you are a non-US person who owns a US LLC, the IRS requires you to file Form 5472 every year, attached to a pro forma Form 1120. This is an information return, not a tax payment — but the consequences of not filing are severe.

Key facts about Form 5472

• Who must file: Any foreign-owned US disregarded entity (single-member LLC owned by a non-US person)
• What to file: Form 5472 attached to a pro forma Form 1120 (US Corporation Income Tax Return)
• When to file: By April 15 of the following year (6-month extension available by filing Form 7004)
• How to file: Paper only. Form 5472 cannot be e-filed — it must be mailed to the IRS as a physical document
• What to report: All reportable transactions between you and your LLC (capital contributions, distributions, payments for services, loans)

BOI reporting update (March 2025)

Beneficial Ownership Information (BOI) reporting under the Corporate Transparency Act has been eliminated for domestic LLCs as of March 2025. Foreign-owned LLCs should monitor FinCEN announcements for any future requirements that may apply to foreign reporting companies.

Understanding the tax position of your US LLC is essential. The information below is general factual information — consult a qualified tax professional for advice specific to your situation.

US tax position

A single-member LLC owned by a non-resident alien (NRA) is treated as a disregarded entity for US federal income tax purposes. This means:

• The LLC itself does not pay US income tax
• Income passes through to the owner
• If the LLC has no US-source income and no effectively connected income (ECI), the US tax liability is typically minimal
• You are still required to file Form 5472 annually (information return)
• Wyoming has no state income tax, so there is no state-level tax liability

Pakistan tax considerations

Pakistan taxes its residents on worldwide income. Income earned through your US LLC may be taxable in Pakistan under Pakistani tax law. Key considerations:

• There is no comprehensive US-Pakistan tax treaty for income tax, although a limited treaty exists for shipping and air transport income
• You should report your US LLC income to the Federal Board of Revenue (FBR) in Pakistan
• Consult a Pakistani tax advisor (Chartered Accountant) who understands cross-border structures

We understand the specific challenges and opportunities facing Pakistani entrepreneurs in the global digital economy. Our service is designed with Pakistani founders in mind.

Local payment options

We accept international card payments and bank transfers for our service fees. If you prefer to pay using JazzCash or EasyPaisa, contact us and we will arrange an alternative payment method for your convenience.

PKR price reference

At current exchange rates (approximately 1 USD = 278 PKR), the Business Ready package at $549 is approximately PKR 152,800. Final PKR amount depends on the exchange rate at the time of payment.

Support in your timezone

Pakistan Standard Time (PKT, UTC+5) overlaps with our UK support hours. We are available via our contact page during business hours that work for Pakistani clients.

Why this matters for Pakistani freelancers

Pakistan ranks as the 4th largest freelancing country in the world. The Pakistan IT and ITeS industry exported over $2.6 billion in the fiscal year 2022-23. The government's Digital Pakistan initiative and the Learning and Earning Development Project (LEDP) are training hundreds of thousands of new digital workers.

Yet these skilled professionals are held back by payment infrastructure limitations. A US LLC removes that barrier entirely, giving Pakistani founders the same access to Stripe, PayPal, and US banking that their competitors in supported countries already enjoy.