πŸ‡ΊπŸ‡Έ +1 (347) 761-3695πŸ‡¬πŸ‡§ +44 (20) 3807-8129πŸ‡ΏπŸ‡Ό +263 861 200 6281πŸ‡ΏπŸ‡¦ +27 (11) 568-2500

Form a US LLC from the Philippines β€” Get Full Stripe and PayPal Access

The Philippines has 1.5 million freelancers and a massive BPO industry β€” but Stripe is banned and PayPal has limitations. A US LLC gives Filipino entrepreneurs, VAs, and freelancers full access to Stripe, unrestricted PayPal, and US bank accounts. Your English fluency is already an advantage β€” now remove the payment barrier.

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Philippines-focused
1.5M
Filipino freelancers
$349
Service fee
1-5
Days to form

Wyoming LLC β€” Filipino Entrepreneur Package

$349service fee + state fee
  • βœ“ LLC formation filed with Secretary of State
  • βœ“ State filing fee added at checkout (from $50)
  • βœ“ Registered agent β€” 1 year included
  • βœ“ EIN β€” same-day by phone
  • βœ“ Operating Agreement (customised)
  • βœ“ Digital delivery of all documents
Get Started Now β†’

Secure payment via Stripe. No subscription.

βœ“ All state fees included
βœ“ Same-day EIN
βœ“ No hidden charges
πŸ”’ Stripe secure payments
πŸ‡΅πŸ‡­ Filipino founders welcome

Filipino entrepreneurs deserve better payment access

🚫 What Filipino entrepreneurs face

  • ❌ Stripe is not available in the Philippines β€” you cannot create a Stripe account with a Philippine address
  • ❌ PayPal Philippines has receiving limits and high withdrawal fees (PHP 250 per withdrawal)
  • ❌ GCash and Maya (formerly PayMaya) are excellent for domestic payments but useless for international clients
  • ❌ Freelancers on Upwork and Fiverr lose 5-20% of earnings to platform fees and unfavourable exchange rates
  • ❌ Philippine bank USD accounts have high minimum balance requirements and slow international transfers
  • ❌ International clients expect USD invoicing and card payment β€” not GCash QR codes

βœ… What a US LLC gives you

  • 🟒 Full Stripe account β€” accept Visa, Mastercard, Amex from customers worldwide
  • 🟒 Unrestricted PayPal Business β€” no receiving limits, lower fees than personal PayPal PH
  • 🟒 US bank account in USD β€” withdraw to GCash, Maya, or Philippine bank when you choose
  • 🟒 Wise Business for low-cost transfers back to the Philippines at real exchange rates
  • 🟒 Invoice clients directly β€” skip Upwork and Fiverr fees on direct client relationships
  • 🟒 Professional US entity β€” immediate credibility with international clients

Your English is an advantage β€” make payments one too

The Philippines has the world's largest English-speaking freelance workforce. A US LLC removes the last barrier between you and international payments.

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Full Stripe + PayPal

Accept card payments from customers in 195+ countries through Stripe. Get unrestricted PayPal Business access. Process subscriptions, invoices, and one-time payments through the world's top payment platforms.

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US Bank Account

We guide you through applications at Mercury, Relay, or Wise Business β€” neobanks that accept non-resident LLC owners remotely. No US visit needed. Mercury requires a real US address, not a registered agent address.

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Freelancer Upgrade

Move beyond Upwork and Fiverr. Invoice clients directly from your US LLC. Keep 100% of your rate instead of losing 5-20% to platform fees. Your English fluency already puts you ahead β€” now match it with professional payment infrastructure.

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GCash Compatible

Your existing GCash and Maya accounts continue working for domestic payments. Use Wise to transfer USD from your US bank to GCash or any Philippine bank at real mid-market exchange rates.

🏒

BPO & VA Ready

The Philippines is the world's BPO capital. If you run a VA agency, a US LLC lets you accept client payments through Stripe, present a professional US entity, and scale beyond freelancer platforms.

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Asset Protection

Wyoming LLCs provide strong asset protection and privacy. Your personal assets are separated from business liability. No public disclosure of member names in Wyoming.

From Manila to US LLC in four steps

1

Choose Your State

Wyoming for most Filipino founders β€” no state income tax, $100 filing fee, strong privacy. We advise based on your situation.

2

We File Your LLC

Articles of Organization filed with the Secretary of State. You provide your details, we handle everything. 1-5 business days.

3

EIN Same-Day

We call the IRS and get your Employer Identification Number issued the same day. This is your business tax ID for banking and Stripe.

4

Bank + Stripe Setup

We guide you through US bank account applications and Stripe registration. You apply directly with the bank β€” we prepare your documents and walk you through it.

Everything included. No hidden fees.

Same pricing for Filipino founders as everyone else. Service fee covers registered agent, EIN, and all documents. State fee added at checkout.

Essential
$349
LLC formation + EIN
  • βœ“ LLC filed in any US state
  • βœ“ State filing fee added at checkout
  • βœ“ Registered agent (1 year)
  • βœ“ EIN β€” same-day
  • βœ“ Operating Agreement
  • β€” Bank account guidance
  • β€” Business plan
Get Started β†’
Launch Bundle
$799
LLC + Bank + Business plan
  • βœ“ Everything in Business Ready
  • βœ“ 3-year financial projections
  • βœ“ Sector-specific business plan
  • βœ“ Pitch deck template
  • βœ“ SBA / lender ready
  • βœ“ Business consultation call
  • βœ“ Priority processing
Get Started β†’

US bank accounts for Filipino LLC owners

Several US neobanks accept non-resident LLC owners remotely. We guide you through the application process. Bank account approval is subject to each bank's own verification requirements.

Recommended

Mercury

The most popular choice for non-resident founders. Full US checking account, debit card, and ACH transfers. Important: Mercury requires a genuine US business address β€” a registered agent (RA) address will be rejected. We help you arrange a virtual office address that Mercury accepts.

Popular

Relay

Business banking built for small businesses. Multiple checking accounts, profit-first budgeting. Accepts non-resident LLC owners with proper documentation. Good alternative if Mercury is not available.

Multi-Currency

Wise Business

Hold and convert 40+ currencies including PHP. Transfer USD to your Philippine bank, GCash, or Maya at real mid-market exchange rates. Low transfer fees β€” typically much cheaper than PayPal withdrawals or traditional wire transfers to the Philippines.

Every foreign-owned LLC must file Form 5472

$25,000 penalty for not filing

If you own a US LLC as a Filipino citizen, the IRS requires you to file Form 5472 with a pro-forma Form 1120 every year β€” even if your LLC had zero revenue. This is an information return, not a tax return. The penalty for missing this filing is $25,000 per form, per year. Form 5472 must be filed on paper β€” it cannot be e-filed. Our compliance bundle handles this for you.

Protect Your LLC β€” $999/year β†’

What Filipino LLC owners need to know

US Tax Obligations

  • β†’ Single-member LLCs owned by non-residents are treated as disregarded entities for US tax purposes
  • β†’ If your LLC has no US-source income, you may have minimal US federal tax obligations
  • β†’ Form 5472 + pro-forma 1120 must be filed annually regardless of income β€” this is an information return
  • β†’ Wyoming has no state income tax β€” another reason it is the preferred state for non-residents
  • β†’ BOI (Beneficial Ownership Information) reporting was eliminated in March 2025 β€” you do not need to file this

Philippine Tax Considerations

  • β†’ Philippine tax residents are generally taxed on worldwide income β€” your US LLC income may need to be reported to the Bureau of Internal Revenue (BIR)
  • β†’ The Philippines has a tax treaty with the United States β€” consult a qualified tax professional about how it applies to your situation
  • β†’ Freelancers registered with BIR should consult their accountant about how US LLC income interacts with existing Philippine tax registrations
  • β†’ We are not tax advisors β€” consult a licensed CPA or tax professional in both jurisdictions for your specific situation

Questions from Filipino founders

Can I form a US LLC from the Philippines without visiting the US?
Yes. The entire process is done remotely. You do not need to travel to the United States, have a US visa, or hold a Social Security number. We handle the filing with the Secretary of State, obtain your EIN by calling the IRS, and guide you through the bank account application β€” all while you remain in the Philippines.
Will I get full Stripe and PayPal access?
Yes. Once your LLC is formed and you have an EIN and US bank account, you can register for both Stripe and PayPal Business using your US LLC details. This gives you full, unrestricted access to both platforms β€” not the limited access available to Philippine personal accounts. You can accept card payments, process subscriptions, issue refunds, and receive payouts in USD.
I'm a VA/freelancer on Upwork β€” is a US LLC worth it for me?
It depends on your situation. If you work exclusively through Upwork or Fiverr, the platforms handle payments. But if you have direct clients or want to build your own agency, a US LLC lets you invoice directly, accept payments through Stripe, and keep 100% of your rate instead of losing 5-20% to platform fees. The $349 investment pays for itself quickly if you have even one or two direct clients.
How do I transfer money from my US bank to GCash or Philippine bank?
Wise Business is the most popular method. You can transfer USD from your US bank account to any Philippine bank account, GCash, or Maya at real mid-market exchange rates. Wise typically charges 0.4-0.8% for USD to PHP transfers and processes in 1-2 business days. This is significantly cheaper than PayPal's withdrawal fees and exchange rate markup.
What is Form 5472 and why does it matter?
Form 5472 is an IRS information return required for every US LLC owned by a non-US person. You must file it annually with a pro-forma Form 1120, even if your LLC earned no income. It must be filed on paper β€” the IRS does not accept electronic filing for this form. The penalty for not filing is $25,000 per form, per year. Our annual compliance service ($999/year) handles this filing for you, along with your Wyoming annual report and registered agent renewal.
Do I need a US address for my LLC?
Your LLC will have a registered agent address in Wyoming (included in our service) for official state correspondence. However, for banking purposes β€” particularly Mercury β€” you may need a US virtual office address. Mercury is known to reject applications that use a registered agent (RA) address as the business address. We help you arrange a suitable virtual office address that banks accept.
Is BOI reporting still required?
No. Beneficial Ownership Information (BOI) reporting requirements were eliminated in March 2025. You do not need to file a BOI report with FinCEN. This simplifies compliance β€” your main annual obligation is Form 5472 plus your state annual report.
Can I run a BPO agency or VA team through a US LLC?
Yes. Many Filipino BPO owners and VA agency operators use a US LLC as their client-facing entity. You invoice international clients from your US LLC, accept payments through Stripe, and pay your Philippine-based team locally. This gives you the credibility of a US business while operating from the Philippines. Your team's English fluency and timezone overlap with US clients makes this a natural fit.

Ready to unlock global payments from the Philippines?

LLC formed in days. EIN same-day. Bank account guidance included. Filipino freelancers, VAs, and entrepreneurs are already using US LLCs to access Stripe and PayPal.

Form My LLC β€” $349 β†’

Or call us: πŸ‡ΊπŸ‡Έ +1 (347) 761-3695 Β· πŸ‡¬πŸ‡§ +44 (20) 3807-8129

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